At Sun Q Insurance we understand that professional customer service is not just a new marketing catch phrase, it’s how we’ve done business for the past 28 years.
We are a locally owned and operated business offering the opportunity of protection through a range of well known insurance providers.
Why is Sun Q Insurance Different?
• We invest time to understand you, and accurately determine your insurance needs for the correct insurance program.
• We work with you to design an insurance program because no two clients are the same.
• We will assist you to determine which option will best suit you, taking into account the scope of coverage, pricing & your insurance history.
• For many people, completing tedious paperwork is an unpleasant chore. We ensure this task is kept to an absolute minimum so you can concentrate on running your personal and business affairs.
Services we offer
General Insurance:
Business Insurance, Personal Insurance, Car Insurance, Home & Contents, Boat Insurance, Caravan/Motor home & Trailer,
Risk Insurance:
Life Insurance, TPD, Trauma, Income Protection, Business Expenses
Superannuation, Small Business Super Plans, Key Man, and Partnership Insurance
Our Staff
Derek Rugg
Derek has been involved in the insurance industry for over twenty five years. Previously owning his own insurance broking business in New Zealand he has also worked in Management for Royal & Sunalliance Life, now known as Asteron Life.
He has his Tier one in General Insurance and “The Diploma Of Financial Services”.
He has a strong knowledge in the Insurance industry both locally and globally and excels at finding the right solution no mater how hard the job.
Shaun Long
With over 10 years of experience in the financial services industry and being awarded with the Diploma of Financial Planning, Shaun is dedicated to helping his clients prepare for life’s most important milestones and achieving their financial goals.
His role as a Financial Planner is to provide sound and honest advice that is tailored to meet your specific needs.
He aims to establish solid, long term relationships with each of his clients.
Download the Adviser Profile for Shaun Long.
Download the Financial Services Guide.

Tracy Geiger
Tracy has been working in the Insurance Industry on and off for the last twenty seven years mainly in Brisbane until 2002 when she and her husband decided to move their family to Hervey Bay.
She has considerable experience in Insurance Broking and has also spent time as an underwriter.
Tracy is qualified as a Tier one in general Insurance broking.
She enjoys assisting clients by providing prompt and thorough service and believes the client has peace of mind knowing their insurance needs have been well catered for.
Zoey Berghofer
Zoey was born and bred in Hervey Bay and since graduating from Xavier Catholic College has been working in the Insurance Broking industry.
In this time she gained experience & knowledge in general insurance.
Zoey is qualified as a Tier two in general insurance and prides herself on providing the best customer service she can and believes her best business attribute is “meeting the client’s insurance needs in an open, honest, and ethical manner.”
Jane Rugg
Jane has worked in the insurance industry for over 6 years, firstly in New Zealand and joining Derek at Sun Q Insurance in 2009.
Jane enjoys assisting clients by providing prompt and thorough service and believes the client has peace of mind knowing their insurance needs have been well catered for.
Jane is highly qualified in customer service and her knowledge of home and motor insurance is second to none.


